Small Business Solutions

Before You Apply...

Here are a few things to keep in mind:

Every business is different. No two financing requests are the same, so each application is carefully evaluated based on your business's unique needs and circumstances.
The process takes time. As we review your application, we may request additional information. This is a normal part of the process and helps us build the strongest financing package possible.
Documentation matters. We may ask for financial records, business documents, and other information to better understand your business and determine the best lending solution.
We're here to help. If you have questions or encounter unfamiliar terminology, don't hesitate to ask. Our team is committed to guiding you through every step of the process.
We're more than a lender. As a mission-driven Community Development Financial Institution (CDFI) and Certified Development Company (CDC), our goal is to expand access to capital and help businesses succeed—not simply process loans.
Share your story. Your financial statements are important, but so is the story behind your business. If you've overcome challenges or experienced credit issues, being open with us allows our team to better understand your circumstances and advocate for the financing solution that's right for you.
Transparency leads to better outcomes. The more information you provide upfront, the more efficiently we can evaluate your application and identify opportunities that support your business's growth.

Our team is here to be a trusted resource before, during, and after the financing process. Together, we'll work toward finding the right solution to help your business move forward with confidence.

Ready to APPLY?

Strategies for Financing Success

Consider these best practices before applying:

Start Early: Business financing takes time, so begin the process well before you need funding to avoid unnecessary delays.
Prepare Your Documents: Gather key financial records, tax returns, business documents, and any additional information that may be required during the application process.
Define Your Financing Needs: Clearly identify how much funding you need and how you plan to use it. Supporting documentation, such as estimates, quotes, purchase agreements, or invoices, can strengthen your application.
Be Transparent: Every business faces challenges. Be prepared to discuss both your strengths and any obstacles you've overcome, along with the strategies you've used to address them.
Tell Your Story: Share your vision for your business, what drives you, and how financing will help you achieve your goals. Your story provides valuable context beyond the numbers.
Plan for the Future: Be ready to discuss where your business has been, where it is today, and where you want it to go. A clear growth strategy helps demonstrate your readiness for financing.

Preparing for business financing can help streamline the application process and improve your chances of securing the capital you need.

At Piedmont Business Capital, we're committed to helping you prepare for success and guiding you through every step of the financing process.

NON-DISCRIMINATION STATEMENT & CIVIL RIGHTS INFORMATION

Any person eligible to receive benefits or services from the Department of Treasury – Community Development Financial Institutions (CDFI Fund) or its recipients is entitled to those benefits or services without being subject to prohibited discrimination. The Office of Civil Rights and Equal Employment Opportunity (OCRE) enforces various federal statutes and regulations that prohibit discrimination in CDFI Fund financially assisted and conducted programs or activities. If a person believes s/he has been subjected to discrimination and/or reprisal because of membership in a protected group then s/he may file a complaint with:

Director, Office of Civil Rights and Equal Employment Opportunity

1500 Pennsylvania Ave, N.W., Washington, DC 20220 or crcomplaints@treasury.gov

welcome to piedmont business capital

For Small Business Owners

We understand.

Before You Apply...

Here are a few things to keep in mind:

Strategies for Financing Success

Consider these best practices before applying:

Questions?

NON-DISCRIMINATION STATEMENT & CIVIL RIGHTS INFORMATION

For Small Business Owners

We understand.

Before You Apply...

Here are a few things to keep in mind:

Strategies for Financing Success

Consider these best practices before applying:

Questions?

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